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Frequently Asked Questions

Are agents paid commission only?

Yes, directly from our partner carriers.  Agents are on a nine-month advance and most policies are paid upon issue.  Each agent’s renewals begin month ten.

Are there any fees to join the Plan Right Financial Insurance Group team?

No. At Plan Right Financial Insurance Group we want our agents to reach their full sales potential in a professional atmosphere. We have no membership, training, or contract promotion fees.

Are there opportunities for advancement into management?

Yes. We have a platform designed to support and train agents into management.

Can an agent earn a higher contract?

Yes. Every two months agents may promote themselves based on their production.  Production requirements are clearly outlined in the Path to Prosperity.  

Can I start part-time?

Yes. At Plan Right we understand that people come to a new career at various stages of life. The goal is to support you to full time status.

Do I need an insurance license to work with Plan Right Financial Insurance Group?

Yes.  All of our agents must have, or obtain, a life insurance producer’s license for the state in which they reside in order to conduct business. 

However! A non-licensed applicant may inquire within about the licensing requirements for his or her state, which will include online pre-licensing course information, with a huge discount from us, as well as other state requirements. Click the Apply Now Button to receive information (must include valid E-mail).

How many leads does the average agent need?

Our full-time agents, on average, purchase 10-15 leads a week. 

How much can a new agent make?

Our average first year agents with no prior sales experience are regularly earning $60-80,000 annually.

Agents/Brokers with prior sales experience regularly earn $10-12,000 their first month and over 6 figures the first year.

How much do leads cost?

Leads are the lifeline of any sales agent.  Here at Plan Right Financial Insurance Group we have multiple lead types ranging in cost from .50 cents to $29.00 each and all in between depending upon the age and type.  It does not matter what level contract the agent is, all agents pay the same without discrimination. 

Also, we do not require any money upfront nor have any quota you have to make.  Our leads are local so an agent can be home each night with his or her family.  Leads are available on our back office down to the state, county, and zip code. An agent may purchase 1 or as many as they wish in a 24 hours a day. 

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